If you are in a flood zone, as determined by FIMA, and are below 10 feet from the water line, no bank will loan you money for a mortgage. You can be in a flood zone and be above 10 feet and you are okay from being forced by a mortgage company to get flood insurance. But, going without it would be pretty insanely stupid.
If you have the money to live near the water and don’t get the flood insurance, you risk having your 400K-700K house go bye bye. If you have a mortgage your still responsible to pay and now you have to pay to live somewhere else too.
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Mahomes is not a game manager. Release the Kraken.
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