Quote:
Originally Posted by Buehler445
Yeah, I've contemplated laddering some CDs, but to date, I haven't seen anything that is outperforming the vanguard money market fund Twisted talked about a few months ago.
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I've got a Fidelity money market where I'm just holding cash like that, and it's pretty good. I think it's about 4.4 or 4.5%. But the problem is that it'll go down really fast as interest rates go down. Locking in the CDs keeps me at that rate for a while on the bet that interest rates will go down.