Quote:
Originally Posted by Ming the Merciless
for sure. I was referring to folks who don't have the option of a 401k.... if you can do a 401k ROTH then that's better than an IRA.
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I’m not disagreeing with you, but there would still be advantages depending on income to make a tax deferred contribution. For example if you need to lower your tax burden, or if you wanted to make the biggest contribution you were able, but couldn’t max it out.