[GloryDayz]

The SS topic is interesting, it always is... And I 10000% agree that it's up to each individual's situation. In cases where it's needed to make ends meet it's a no-brainer, but after that it's a balancing act. I'm not going to wait until 70 to take it because of my lifestyle and passion, so waiting so much longer for the higher payout (all based on the government's opinion on when you'll die (how long/less they'll probably have to pay that higher amount)), so I'll take that beer money sooner than later and use it to travel.

But that's just me.