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people want to live on the water.
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Their choices. I am not sure if the govt should bail them out. I am guessing, they bail them out or the Insurance companies.
Every place has its' risks. Earthquakes, volcanoes, mud slides etc.
I will say that the hurricanes add a bit of adventure to a normally placid existence
I know that I kinda of enjoy a massive snow storm (< 12 inches mind you
though can drift up to 4'). But I am prepared: generator, tractor with a blade, well water, plenty of food etc.