Quote:
Originally Posted by ThaVirus
Does anyone here have both a traditional and ROTH IRA?
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Good reminder, kicked off 2025 IRA contribution from my bank.
I do. I contribute actively to both Roth and traditional through my company 401k plan as well. I know some people try to work out exactly which is best for them but it takes a lot of assumptions about taxes and your life decades into the future so I use both a bit. Plus, knowing myself, I'll hate pulling out money once I have little to no income. Not owing taxes on some of it may help it not hurt so bad.