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What it is if you get sick and admitted to the hospital you get paid so much a day and so much after you get out. There are other benifits as well.
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Thats exactly what is is. Sorry I wasn't a little clearer in the original post.
Basically its function is to supplement your income and help alleviate additional expenses if you were to say have treatment for cancer or a stroke and whatnot.
I had never heard of the place either and her response was that the company catered to the rural areas in the midwestern states. They don't sell in larger cities.
The idea of a supplemental type of insurance has merit in my opinion but I was very skeptical about the presentation. It reminded me way to much of sitting in the St. Louis bus station and watching this guy sit down next to me, pull out a ton of jewlery and watches from his pockets and start quoting me prices.
Of course the cops scared him off before I could take advantage of that once in a lifetime offer.
