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Originally Posted by jspchief
Ok, here's your response, since you seem to think it's someone else's fault when you get in over your head in debt:
Employers don't force you to take out lines of credit. If you get laid off, you should have savings to cover your ass. If you've taken out more credit than you can survive in the event of an emergency, then you've taken out too much credit. It's not low paying employers that are responsible for bad credit, it's people that use credit to live beyond their means.
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Sometimes all it takes is a divorce to eff your credit completely. But maybe divorce is another of those warning signs.