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Originally Posted by Clint in Wichita
In other words, you have no response?
Ultimately, people are responsible for their own credit, but for example, if the shit hits the fan and you are laid off from a longtime job, what are you going to do if you earn half as much as you used to? Give head?
No. Some bills will be late or unpaid entirely. It doesn't take much of that to ruin your credit, either.
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THen why was a particular person living at the edge of their budget, if they had one, when the times were good?
Oh yeah, I forgot, this is a drug thread, the cost of weed went up right?