[KCTitus]

Not exactly, Cannibal, but I'll let you have that. I apologize if you were offended and that's the only time that I have 'stooped' to that level--maybe my apology will demonstrate that I have the fortitude to realize that I've said somethings in haste I shouldn't have to you.

Back to the subject, yes, I totally agree with your last two paragraphs. SS should be phased out, but it should also be voluntary, so that we could opt out if we wanted--cut our losses so to speak.