This all assumes your an employee. If you have a successful small business with no employees, wow there are a hell of a lot of choices for you if you incorporate as an S corp. Simple IRA's, your own 401 (uni-k's), dividends taxed at capital gain rates, defined benefit pension plans, etc. If you fall in that blessed category, you need a very good CPA and maybe a tax/pension lawyer.
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how many emo kids does it take to change a lightbulb?
HOW MANY?!
none they just sit in the dark and cry
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