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Originally Posted by Bwana
NEVER EVER EVER get caught up in the payment per month scam.
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I have only bought one brand new vehicle before, but it happened everyplace I went on that shopping cycle. It seems like the worst places of all for pressure and shadiness were the domestic car mega-dealerships. Most of the places I went, I hadn't even been talking to the salesperson on the lot for 1 minute before they tried to condition me as a payment buyer. I wasn't familiar with the scam at that time, but I could tell that when I said I didn't like the interest rate they would just come back with a lower rate but the money taken back on another part of the deal.
I was about to start looking for a car soon, not looking forward to it. I got some financing online this time just to avoid playing the payment/term/interest rate shell game. I think it will be helpful to have another offer sheet with me to beat up on their offer with.