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Originally Posted by Bwana
Nope, 100% FREE..............no strings.
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yep, annualcreditreport.com was set up by the government to enforce their required annual free credit reports.
Some other company decided to try to take advantage of the situation and created confusion by setting up freecreditreport.com. A lot of people thought "oh yeah, I heard that the government gets us a free credit report every year, so this is probably where I go to get it!", so they just blindly provide whatever information is asked for, clicking yes to everything without looking around closely. They find out a month later that they signed up for some credit monitoring service, and by the time they cancel, the company got some free money out of them. (Unless of course you want that credit monitoring service)