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Originally Posted by banyon
BTW, for people's info.
I'd recommend choosing the Equifax report, since it is the only one you can print off instantly.
2nd, don't do this too much, multiple credit report requests could actually affect your FICO score.
3rd, disputing anything wrong with one of the agencies means that they have to report it to the other two as well.
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1. All 3 can be printed instantly
2. Your own pulls have ZERO affect on your credit rating
3. You must send notice to ALL three agencies if they all show a problem. Not all problems may even show on the 3 reports, thats why it's important to get all 3.