Personally, I'd pass based on the Carfax reports.
Gotta think that if the ticking noise annoys/concerns you this badly now, it's going to piss you off for a long time. Imagine hearing it every day for the next 5 years, always wondering when it's gonna break down. You have a bad day, getting outta the car at home and listening to the ticking isn't going to help you decompress, it's gonna just give another thing to be pissed about it.
Just say no.
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