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I think this situation is a lot like the current financial situation that we are in.
CEO's of America's financial companies have destroyed trillions of $ of wealth in order to line their pockets with millions. America would be far better off it those CEOs had robbed each of us personally at gun point than pull the crap that they did.
Who ever sold that picture destroyed (potentially) millions of $ of Michael Phelps wealth in order to line their pockets with a few thousand bucks. Phelps would have been better off if the guy would have robbed him at gun point and got out with $50K.
That is about all you need to know about the morality of both situations. If I have to intentionally and directly screw someone over to make a buck, it just isn't worth it to me. There are plenty of other ways for me to earn a living.
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