The ATM thing is probably good, but if you're in a large city some banks will give you a good rate if you pick it up in the U.S. I think it's better for them to do that than ship the money back somewhere. When I went to South Africa, one of our banks gave us a good rate and also an agreement to buy back any unused currency at either the same rate or no fee or something that was a pretty good deal. I think it was a no-fee deal.
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