Quote:
Originally Posted by mmaddog
Unfortunately that doesn't guarantee that they will remove it....in order to have it removed it must either be something submitted in error, or the business that placed it will have to request/authorize it to be removed.
mmaddog
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When I was younger, I was able to get a few late payments removed simply by being polite and asking. I told them it was affecting my ability to get a loan and they removed them immediately.
I also disputed the fact that they were late (they missed by like one day). This was before online payments.
So I guess what I'm suggesting is that it doesn't hurt to ask.