Quote:
Originally Posted by Dunit35
I got a call today from a collection agency or something. I was confused and pissed at the same time. I knew exactly what they were talking about because I tried getting my account switched to my new bank but the company had no clue how to do it. So, eventually I forgot about it and their bank or collection agency called today. The balance was 434 and they told me I could pay it all now or garnish out of my paycheck. They said if it was garnished it would hurt my credit score. So, I got the cash and its getting paid off tomorrow.
I checked my credit score a little bit ago and that $434 was on the report. What's going to happen when it gets paid off? I've got something else on there thats negative and I have no idea what it is.
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A couple of questions:
1) Did you ever receive your Right To Cure letter from the Creditor?
2) Did the person who called you identify themselves as a 3rd Party Agency attempting to collect a debt?
mmaddog
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