Quote:
Originally Posted by mmaddog
Wow...a rogue agency.
First of all, depending on their verbage, that could be construed as threatening, which is not allowed under the FDCPA.
Second, advising you that it wouldn't hurt your credit rating if you paid it off now, by some standards could be considered extortion. (You couldn't get 2 attorney's to agree on that interpretation though)
mmaddog
*******
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So...I am clueless on this stuff. What do you recommend I do?
The first lady that called me was very nice but did say it wouldn't hurt my credit if I paid now. The second dude was a dickhead and was the one saying I had to do it now or else...I asked for the lady the third time I called them.