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not sure...
But I think they'll give you what it's worth to them/market etc.
My 2003 Ninja was totaled after I 'fell off' at 50 mph; they're intially offer was low, I thought; they eventually came up another $300 and basically said "take it or leave it" lol.
this is primarily I why I won't put aftermarket stuff on my bikes, cars etc.....that stuff is worth zero to them. Not saying your dad had aftermarket stuff etc, just saying I think the insurance company will cut you a check for the market value. Bummer man; sounds like a nice truck with that few miles on it.
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