Quote:
Originally Posted by BigChiefDave
Sorry to here this man. My sons mom and her husband are about to go thru this. They were denied a modification, now they're facing foreclosure.
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sounds very similar to our situation. Talked to the VA and they said that with the fees involved etc, the loan mod (if approved) probably wouldn't net much of a reduction in payment - if at all. We've been in a holding pattern for this mod process since May; where we were told (I've requested teh transcripts of the call; i have the employee name and ID number; date etc) we didn't need to make a payment until Oct 1 while the mod process was going on. Shame on me for not spotting a potential problem right there. But oh well; can't change it.
We've just decided we should make the payment and pay what we can on the unsecured stuff each month with the $ left over after secured debt. If they want $50, but we can only give $25...F em. They can eat it as far as I'm concerned.
eventually those bastards will be paid off; staring with the small ones.