They can't eat you man, don't be scared, it's business and happens everyday.
Get away from debt, rent for a few yrs, act your wage, live well within your means and take care of the things you do buy.
Don't buy new cars, they depreciate 100 dollars a week for the first 4 yrs you own them on a 30k car
30k car
Payments 500 bucks a month
Depreciation 400 a month
Extra cost of the collision 100 per month at least
Shiny car costs you 1000 dollars a month to drive.
Stay away from credit and you will be able to do what I did in a few years.
I wish you luck
