Quote:
Originally Posted by Mr. Flopnuts
I wasn't offended as much as defending myself because I know I work in a wacky, bullshit, arena. There are a lot of thieves and dickheads in my industry and I try to set myself apart by example.
Using credit for anything other than a means to an end is a bad idea. Whether you're trying to buy a home, get into investment properties, etc. it's imperative that you have a good credit score. The trick is making your credit work for you rather than vice versa which is how it is for a majority of Americans. My services are results driven, but also provide education and knowledge on how to accomplish the task I listed above. Making your credit work for you. Here's my website. I'm not a consumer credit counselor, but I understand the credit industry and the philosophies behind it. Most people don't.
www.thenegotiationstation.com
P.S - No offense taken. You didn't disrespect me. I just wanted to make it clear that I'm not "That guy." |
Good luck to you, If you have the heart of a teacher to teach these people to clean up their mess and stay that way then more power to you.
I am talking about the companies that tell people to intentionally get behind on their bills so they can negotiate lower payments or those charging thousands of dollars to get people out of 100's of dollars claiming they will save their credit and the world will be wonderful again.
Money is simple, if you have more coming in than going out you are making it but if you are cutting it close and living by the sword, you will die by it because rainy days happen.
I blame banks as much as the Ding Dongs that are borrowing it
I think a clearly defined credit to debt ratio should be established in this country and if a bank knowingly goes over it they should get fined and be liable for the balance.
I think credit card companies should have to abide by the same rules.
I dont think a bank should be able to write a mortgage on anything but a debt to credit ratio and the fica score should be abolished.
America wants you to be in debt, take that cash for clunkers scam, first off the car companies raised the prices on the cars say 2500, then they sold the cars and got 4500
As soon as these broke people go into a dealer, they are no longer looking at that cheap car because now they have 4500 more to spend off the bat.
The people traded good cars that were paid for in on new cars with payments.
DUMB DUMB DUMB DUMB