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Good advice...to a point. Let me put up a nice scenario:
R8's sitting comfortably in his paid-for debt free home. One day he goes to work and because the boss pissed him off he says "I quit". A couple of weeks later he finds out he's got serious health issues (heart attack, kidney issues, etc) and has no insurance. While he's got the 6 figure savings account, all it takes is one trip to the hospital and suddenly that six figures includes the zero's after the decimal. Where does he go from there?
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One heart attack without insurance can wipe out a lifetime of savings, you are 100% correct but...
say I am sick of my job(which I am not) and I want to take one making alot less money.... I can do it as long as they have good insurance of course