Dave Ramsey= financial planning for 5th graders. I guess if you never had a piece of financial guidance in your entire life you can go back to square one. I give the guy credit, he has made a killing off of teaching adults the alphabet.
Not a single high achiever has EVER followed his formula. Credit is an irreplaceable tool when leveraged correctly.
Last edited by vailpass; 09-19-2009 at 10:24 AM..
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