Quote:
Originally Posted by The Bad Guy
R8 and Saul,
I commend both of you for the excellent advice on this thread. You have provided invaluable advice for the OP and anyone struggling.
The only debt I have right now is car loan and student loans thankfully. I just paid off my last credit card balance. I do charge things every month, but I pay them off.
I have a nice chunk of change in the bank to put down for our first home and recently welcomed a newborn last month.
The only thing that doesn't really apply to everyone that you're saying is that both of you said you make over 100k a year. You are definitely not the majority in that regard. Do you think you'd have the same financial success if you were making half of what you are?
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Thanks, just trying to help
I haven't always made this kind of money and I live like I make 30k a year anyway basically.... about the only thing I think would be different for me is my house would not be paid for but the payments were only 517 per month but I probably would have stayed in that 179 dollar a month trailer I bought in 1993 longer and bought less house than I did.
I love to see people do good in life, less stress = better life
I actually use a credit card from time to time but I never carry a balance. The main thing I use a credit card for is to pay my server bill for my websites