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70K for your student loans? **** me.
Anyway, shoot Flopnuts a PM. I think he is one of the best resources on the board. Fraz had a good suggestion also.
My suggestion is cut all of your unecessary expenses (cable, internet, get a prepaid cell, eat Ramen, live in a buddie's basement, etc.) And get to work. Work 2 jobs and do as much as you can on the side.
Prioritize your debt by interest rate and get to work.
For your student loans, you may be able to get on a graduated plan that allows you to pay less now, and increases your payments. You have to understand what you're doing there, but it may allow you to get out from under CC loans.
The biggest thing you can do is change your lifestyle to free up cash.
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