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My only experience with a BHPH lot was when a girlfriend of mine bought a Chevette from one about 20 years ago. Sure she paid a bit more for it but she didn't have any credit, she ended up paying it off early, it actually worked out pretty well for her. Maybe they have become worse since then, I dunno. I know I would never go to one now, I always pay cash for my vehicles, your money goes so much farther that way.
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