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Get her to cancel all her credit cards, take her check when it comes in, pay her bills for her, and give her an agreed upon amount from each check until the bills are all paid off.
if she gives you some nonsense about not being supportive of her, or about trust, or equality, point out that getting rid of her debt is going to put you into debt, and that she's not being supportive of you if she can't help you avoid that burden.
Frame the debate.
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