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Originally Posted by Rain Man
i'm curious. do the separate finance people do so because their spouses have different saving/spending philosophies? and if you save diligently and your spouse spends every penny, how will retirement go? will you be going on cruises by yourself? will the two of you go grocery shopping and you'll be putting steak in your cart while she's stocking up on fancy feast? I would think the odds are high that one of you will have much more money over a 50-year time period.
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This is interesting. I do believe I will end up ahead in the long run due to my spending habits. She likes to spend every dime. I'm more frugal. As for food, we treat the groceries as a bill and share in the expense. No one will eat any better or worse than the other. In this past year I've been able to do more things for my family as a result of my frugal nature. In the past my wife may have blown this money on junk. If things get tough for one of us we will adapt our way of doing things to a way that works. This system doesn't have to remain exact until death do us part. It can change as our lives change.