[Jilly]

Huffman, yes you will still be the asshole, but that is because she is working out of being defensive as I'm sure she feels guilty about how much you pay and how much debt she actually does have, so look at it as her not being mad at you, but mad at the situation, even if sometimes it comes out as a personal attack against you.

The two of you need to sit down together and decipher how much debt you have. Of the debt there is, how much of it will have an effect on your credit and is debt you need to be caring about because of that? You need to plan a budget with her, show her what goes out verses what comes in, and factor in her bills to that as well. And then evenly distribute the money and come up with a plan to help her with her debt. And take her credit cards away too or see a financial counselor together who will tell her to give them up.