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Do you have a will? I would say it's good to give what you can, but a will & testament will cover whatever you miss. As for how the receiver will feel, I think that depends on who they are. If they know your situation and your intentions, then I would think they wouldn't think it was morbid at all. That's just my opinion though. There are a lot of people who probably wouldn't accept it given the circumstances (like maybe they don't want to accept that you won't always be there). In those instances, it's good to have a will. Generally, even if people contest it, unless you weren't of age or of sound mind, or if it was not executed properly, then the court will do what it says. A person's last wishes are serious business.
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