Quote:
Originally Posted by R8ers
If you don't have cash, don't buy it.... Simple....
Screw credit, it is your enemy unless you need to buy a house on a 15 year mortgage.
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Your and idiot. Some simple rules to follow to build your credit.
1) Pay your bills on time
2) Pay off old bills
3)If you have CC debit you need to pay it off, attack the CC with the highest interest. If you don't have a CC get one, put small purchases on it each month and pay it off in full each month. This is how I built my credit, I never missed a CC payment and never carry a balance for over a month. I started doing this when I was 16, I am now 23 and my credit score is 782.