Quote:
Originally Posted by kcchiefsfanGoJC
I'm pretty familiar with DR, and I think even he realizes the importance of credit, you have to have good credit when making purchases like cars or houses. Let's be honest not everyone is capable of paying cash for purchases like that, so in these instances good credit goes a long way. I can honestly say I follow DR's guidelines pretty well, but I take advantage of CC's, I never carry a balance, and I get cashback rewards, and my credit score continues to go up.
*I do agree with R8ers in the statement saying if you don't have the cash to buy it, then you don't buy it. When you start playing with fake money you can get into a world of hurt.
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I use perkstreet.com I buy everything with my perkstreet visa card, pay all my bills with it, and for every 50 bucks I spend with it they give me 1 dollar back , it is a debit card only
1% if you have a balance of 1-4999 dollars 2% if over 5K
No fees no gimmicks
spend a thousand on bills a month? 20 bucks comes back to you
Credit card companies are scum of the earth and will destroy a mans family faster than anything.