ChiefsPlanet - View Single Post - Life Anyone have any experience or ideas to fix my own credit?

Dayze · 12-10-2010, 02:32 PM

[QUOTE=R8ers;7245015]only thing I disagree with is the part about calling the creditors to get them to work with him...

QUOTE]

yeah; I was coming from the standpoint (what we went through) where we couldn't make the huge 'minimum' any longer;; lost my job and months of not being able make the minimum left us with a huge minimum. so the fees kept racking up, and they weren't working with us.horrible cycle. when we finally called them and told them a 'take it or leave it scenario' they finally worked with us; waiving thousands in fees/interest etc. We weren't using the cards at all (haven't used one in over a year) but the minimum was killing us after incurring all the fees etc.

it was a horrible situation; it's getting better slowly but man....never again.
we weren't really even in 'that' much debt; but we lost 65% of our income for 7 months and when I got another gig at a 42% less pay...uggh. it adds up fast. despite years of paying on time etc, but man....they want their money no matter what (duh...but it just re-emphasized it ).

never again.

12-10-2010, 02:32 PM	#96
Dayze Resident Glue Sniffer Join Date: Nov 2003 Casino cash: $1769358	[QUOTE=R8ers;7245015]only thing I disagree with is the part about calling the creditors to get them to work with him... QUOTE] yeah; I was coming from the standpoint (what we went through) where we couldn't make the huge 'minimum' any longer;; lost my job and months of not being able make the minimum left us with a huge minimum. so the fees kept racking up, and they weren't working with us.horrible cycle. when we finally called them and told them a 'take it or leave it scenario' they finally worked with us; waiving thousands in fees/interest etc. We weren't using the cards at all (haven't used one in over a year) but the minimum was killing us after incurring all the fees etc. it was a horrible situation; it's getting better slowly but man....never again. we weren't really even in 'that' much debt; but we lost 65% of our income for 7 months and when I got another gig at a 42% less pay...uggh. it adds up fast. despite years of paying on time etc, but man....they want their money no matter what (duh...but it just re-emphasized it ). never again. __________________ Life is 99% inspiration, 1% Perspiration, and 1% Attention to Detial. RIP & Godspeed: Saccoppo Lonewolf Ed Fire Me Boy
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