I don't see how this makes him a dumbass. The guy comes from a rich family and is going to graduate from freaking STANFORD. That alone makes him already a success.
Money is money. It will still be there next year. Look at Sam Bradford - he had the worst junior season you could possibly imagine having and still went No. 1 overall. Short of getting his arm sawed off, Luck will likely still go No. 1 next year.
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