Ask Bugeater. He does proposals & contracts ect. I own a small masonry bizz. & work mostly on hand shakes. Never been burned. If I do work for some one who is not a home builder or contractor. I will ask for 50% up front & the rest when the job is done. If they cry about 50% up front. Its a good sign they don't have the money to start with. & I just say no thanks.
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