Thread: Home and Auto Question for contractors.
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Old 02-14-2011, 12:11 AM   #7
Chazno Chazno is offline
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Join Date: Nov 2004
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Quote:
Originally Posted by Phobia View Post
I'm a contractor and I don't have a problem with clients who want to do part of the work but yes, there are insurance ramifications. You should be willing to have papers drawn up for the exclusions and hold harmless agreements. You should cover the costs of having those papers drawn up. Then you should also be willing to pay any expenses incurred by him to have those papers reviewed by his attorney and reasonable expenses for his own time. You should also be willing to pay for any delays in construction which are caused by your projects.

Bottom line... you may be better off just paying him to do the wiring for you.
I have no problem paying for any problems I create or signing an exclusion. Outside the money, my biggest worry is that the wiring would be done by an electrician instead of someone specialized in A/V and networking.

So if I picked up contractors insurance and essentially became a subcontractor, couldn't I get around this that way? This would of course depend on the cost of the insurance. If i could pick up a few more houses, Id love to wire houses as a side job.
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