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Originally Posted by Big Smoke
What exactly should I be doing at my age? I don't know much about saving for retirement.
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Like everyone is saying, of course you should use the 401k and/or IRA accounts. The biggest thing you should do starting out is to educate yourself about what investing and saving for retirement really means. There are tons of books on this subject some good some not so good. I really enjoyed reading Robert Kiyosaki's books on investing philosophies. I'm sure there will be a few replies to this from those who disagree. I think the thing to take away from his books is not so much the details of what he has done, but the attitudes he describes toward investing and making money. Read a lot of different books and you'll start to find what works for you.