Quote:
Originally Posted by DaneMcCloud
Yes, I could do a tax free MMA account and recently set one up at ING.
The problem is that I'm only 46 years old and just had a baby girl two weeks ago. IF I need access to that money, I'll pay about 45% of the top with tax and penalty, so I'd rather be safe and not put it in a retirement account.
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Gotcha, makes sense. Congrats on the new baby!