Quote:
Originally Posted by Rain Man
I'll admit that I'm blatantly aggressive in my investments, so take your own philosophy into account, but unless you're getting close to retirement I'm not a big fan of F and G. They're conservative if you're risk-averse, but as long as you don't fear a long-term bear market, and/or you're young enough to recover from such a market, you're better off loading up on C. How many years do you have until your planned retirement?
I've been burned on international funds in the past, so I don't like them, but I can see why you'd want some.
Just my opinions, and I'm no expert.
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I am in the late 30's, so hoping to retire by 67 or 70 (depending on my health and how my retirement is doing), to maximize the Social Security.
Downside was I didn't have much of a retirement in my 20's, so that's part of the reason why I'm being a little aggressive to make up for that lost time. At least I was not impacted by the great recession in the 2008.
And yeah, the international funds were shaky initially, but as long as I'm seeing positive returns annually, I'll be fine. But that one I tend to watch more closely than the C and S funds.