I have a Nashbar touring bicycle that I use to go virtually everywhere (work, groceries, etc). Have front and back racks and have my back rack loaded with pannier/saddle bags that I never take off. Don't care about speed/efficiency, etc. This is the first year of my adult life using a bike instead of a car as my main means of transportation and it's more of a way of life I guess as opposed to a hobby or sport like all you racers and stuff out there.
