Quote:
Originally Posted by R8ers
No I am not, I think transunion is not reporting my credit card and have a mistake on my report...
Once you pay everything off and have no debts reporting, you will see a credit score drop regardless of how much money you have.
Thats why it is VITAL my limited reporting is being reported correctly.
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Capital One will give ANYONE with either no credit (and no flaws) or a score in the mid 600s a REWARDS card with no yearly fee.
So will barclays...
so will a lot of other places
2 years ago I got two cash back $0 annual fee credit cards with a score of 640 due to a defaulted student loan that I rehabilitated and paid back in full 5 years back
now I'm in the low 700s...not great, but not bad for letting a loan default (one that I didn't even know about since I took it when I was 18 for beer money because I'm an idiot)