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One thing to consider, Billay, is that the 10 year, 100,000 mile warranty does not transfer from the original owner so you will only have the remainder of the 5 year, 50,000 mile B2B warranty.
To be honest, if I were you, I would spend an extra $2000 and buy one of the new 2019 Optima LXs that they are advertising for $20K. You won't have leather and a sunroof but they are still nicely appointed and you'll get the full warranty. The new ones also now have Apple Carplay and Android Auto built in which the '16s did not. You'll also get a better rate and term on the financing.
You might also consider a Forte. They are a little smaller than the Optima but not by much and are in no way a penalty box. The Kia site is advertising a 2019 Forte S with a sunroof for $18,550 brand new.
Just throwing that out there.
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