Quote:
Originally Posted by R8ers
I don't need to borrow any money ..
I get the FICO thing but it should also go by the Debt to credit ratio thing
The system is flawed and penalizes disciplined savers
|
The FLAW is that you think you need to have a good credit score
It only Penalizes you if you need to borrow money - from what you say it seems like you don't need to borrow any.
I don't understand why you are obsessed with your FICO score.
You can usually get a substantial discount no matter what you're buying if you take your cash out of your wallet ask for a discount or tell them you're going to walk - watch their mouth drool