Quote:
Originally Posted by TLO
You've got quite a few years on me. Your advice still rings absolutely true though. I'm an adult, and it's time to start acting like it.
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Well shit. I thought you were my age. Thanks for making me feel old. Ass..
Quote:
Originally Posted by TLO
To follow up. I sat down and made a full budget out today. At the end of each month, I have around $500 that isn't accounted for anywhere. This is what was used as my "entertainment AKA gambling money before"
(This assumes I'm making minimum payments on each bill.)
I'm figuring I can leave out maybe $50 per paycheck for a total of $100 a month to spend on eating out, a new video game, etc etc. (My new entertainment budget)
The other $400 can be used to tackle debt. Throwing an extra $400 at bills every month should really make a big impact.
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Take that $400 for a couple months and sock away a little in a savings account. Cash always spends and I'm a pretty big proponent of keeping some In case shit money around.