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Thanks guys. We can't do a Roth, and I can only write off so much interest on the student loans. It sucks and it's bullshit, but whatever.
I can set up a 401k thru my office and max it out, which is something I'm starting this year as well. I don't really think I will need or atleast hope I won't need the $ until retirement, but I wonder if I'd be better off paying that in my student loans instead. It's at 7% and I graduated with 301k a few years back. I've got it down under 200k, but I've been throwing alot at it just to get out from under it asap.
Not sure that's wise, but it makes me feel better.
On a side note, fwiw, it's interesting to see how pts view dentists. They seem to think I'm just rolling in cash. Don't get me wrong, I do well, but between having student loan debt, buying a practice and all the shit thay comes with that, I was about 650k in debt before I had a single pt in the chair.
It's not all sunshine and rainbows. Sure there are ways to go about getting into dentistry with less debt and I wish, with hindsight, I'd have done a military residency and gave the gov service for some debt repayment, but it is what it is. I lucked into a really good practice opp that's turned out well for me so I'm not upset, just tend to be tired.
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