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Hoover, sounds like you're in the groove enough with what you have. Play it another year, networking among field of clients. Chances are you'll see more opportunity and higher pay.
Gestation is 9 months. First, figure out what your wife wants to do in her career. You might make a good stay-at-home Dad, trim your client base down, and still pull in the beans to help make it happen.
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"Sometimes I sits and thinks, and sometimes I just sits." --Satchel Paige
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