[Discuss Thrower]

Originally Posted by Amnorix

I don't have any deep knowledge on the topic. I heard about this a month or so ago -- that banks are taking larger and larger reserves against credit card rebate obligations due to people being smarter and more efficient in "playing" the rebate game against the banks.

That's all I can tell you.

I mean had I had any idea of credit card rewards beyond "points for air travel" I would have snagged a card much earlier in life so this does make sense.